What is the real interest rate? What does it mean? What were market returns like when real rates were positive, negative?

The real interest rate is an essential concept in finance that measures the inflation-adjusted return on an investment. It is the nominal interest rate minus the rate of inflation. For example, if…


How does inflation affect your retirement accounts?

Inflation is a persistent rise in the prices of goods and services in an economy over a period of time. It is a natural occurrence that affects everyone in the economy. Retirement accounts, including…


What are Veterans biggest challenges with retirement planning?

Retirement planning is a crucial aspect of financial planning, and it requires careful consideration of various factors to ensure a secure and comfortable retirement. Veterans, who have served in the…


How Does Inflation Affect Your Retirement?

We all think about inflation when we go shopping or load the car with gas. At those times, we notice how much more money we’re spending compared to a few years ago (or months, in this case) and how…


What Is the Real Interest Rate and How Does It Affect Market Returns?

As a novice in the financial world, the interest rate is one of the many unknown or unclear terms that you will encounter in your journey. Financial experts love to talk about it and mention it in…